As Judy Ruddy walks around her gutted home, she sees family photos and heirlooms tossed around and boxes piled high both in her driveway and in her living room. "I cant even come in here and think clearly. Its just been a nightmare," said Ruddy. It started last November with a shower leak. "We had buckling of our wood floors," explained Ruddy. Theyre now gone, and everything else. "I think, how did it get like this from a small leak 20 feet away to a disaster? " asked Ruddy. A disaster Ruddy can do little about because her insurance company put the claim in its managed repair program.
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